Getting Started

Establish a Trading Account

Subscribers following our ETF model portfolios or general timing models will require an account with a custodian where mutual funds and ETFs are available for trading.

The Thrift Savings Plan (TSP) is a tax-advantaged, defined-contribution retirement savings plan for civilians who are, or previously were, employed by the US Government and for members of the US uniformed services. Our TSP Portfolio is intended for existing TSP plans.

Download Adobe Reader

Issues are posted to our web site in Adobe's Portable Document Format (PDF). Subscribers are provided with a private link to the newsletter. If you don't already have the Adobe Reader software installed on your computer, download it for free from Adobe's web site. If you have any kind of difficulty with getting Adobe Reader installed or working properly please visit Adobe's technical support web site.

Get Familiar with Newsletter and Hotline Schedule

On Mondays before 6 pm Eastern Standard Time subscribers receive an email link to our newsletter. Each issue briefly discusses what moved the market over the past week and provides succinct US stock market analysis, market index charts, market data, model portfolio recommendations, buy/sell status of seventeen different timing models, timing model charts, and a list of top monitored funds in all the categories that correspond with our timing models - including special coverage for ProFunds, Rydex, Direxion, Fidelity, Vanguard, exchange-traded funds (ETFs) and Thift Savings Plan (TSP) funds.

For changes to timing models or model portfolios between issues, we email subscribers an alert (called a "hotline") by 11 pm Eastern Standard Time.

Begin Investing

If you're following one or more of our timing models, establish a set sum of money you'll invest per model, and get fully-invested (100%) when we issue a buy signal. Scan the top monitored funds lists in our most recent newsletter and purchase the fund highest in relative strength for the corresponding timing model (for example, Latin American funds correspond to our Latin American Funds Timing Model.) If you missed our original buy signal, average new money into mutual funds over a period of several months. Simply divide the capital into three or four equal increments and invest one portion each month until the amount is fully invested. This approach will decrease the likelihood of investing all of the money right at a significant top prior to a sell signal.

The same advice holds for our ETF and Thrift Savings Plan (TSP) portfolios except we tell you exactly which funds to buy.

It's that easy!

NOTE: Buy and sell recommendations in our ETF portfolios are executed at the next available price. Thrift Savings Plan (TSP) fund trades must be placed before noon in order to receive the 4 pm closing price. All times are Eastern Standard Time.

Questions? Contact us for further assistance.

Lacking the Time, Discipline or Inclination to Manage your own Money?

We offer a money management program for the benefit of investors who prefer letting someone else take responsibility for the day-to-day supervision of their assets. Our minimum investment requirement is $250,000. We charge a 1.5% annual management fee, deducted quarterly. We are accepting new clients in our Thrift Savings Plan (TSP) Portfolio, ETF Flexible Allocation Portfolio, ETF Fixed Allocation Portfolio, High Yield Bond Portfolio and Gold Portfolio. Please contact us to learn more. We require your name, US postal service address, phone number and email address before we can respond. If you've received program details and are ready to sign up, all the necessary forms are right here. Accounts are custodied with TD Ameritrade, Charles Schwab, Fidelity Investments, Jefferson National, Vanguard and the Thrift Savings Plan.