Model Portfolios

Timing is Everything

We select funds for our ETF Flexible Allocation and Thrift Savings Plan portfolios based on their momentum and volatility characteristics, then exit positions when a fund’s strength falters. We focus on intermediate trends, that is, periods of several weeks to months in duration. When we are unable to find uptrending funds that meet our requirements, we simply remain in a money market fund. Occasionally we'll invest in a shorting (bear market) fund.

Our ETF Fixed Allocation portfolio adopts a longer-term view, moving in and out of a basket of non-correlated ETFs with moving averages that trade, on average, just once per year. Introduced January 1, 2012, the ETF Fixed Allocation portfolio is designed for investors interested in managing risk, but willing to tolerate greater fluctuations in the value of their positions.

With our specific fund recommendations followed by clear-cut advice on when to buy and sell, our model portfolios take the guesswork out of the investment process for you.

Providing Investment Advice Since 1982

We're not like other newsletters; we won't promise an outrageous rate of return. We simply offer our general timing model accolades and 30 years of investment experience.

Money Management Programs

We offer a money management service for the benefit of subscribers who had neither the time, discipline, or inclination to follow the newsletter recommendations. Our minimum investment requirement is $250,000. We charge a 1.5% annual management fee, deducted quarterly. We are accepting new clients in our Thrift Savings Plan (TSP) Portfolio, ETF Flexible Allocation Portfolio, ETF Fixed Allocation Portfolio, High Yield Bond Portfolio and Gold Portfolio. Accounts are custodied at Charles Schwab, Fidelity Investments, Jefferson National, TD Ameritrade, Vanguard and the US Government's Thrift Savings Plan. Please contact us to learn more. We require your name, US postal service address, phone number and email address before we can respond.